Insurance companies have an important role to play in the aftermath of a car accident. Many people, particularly when they think that they are not responsible for the accident. Have a tendency to not contact their insurer. However, the lawyers deal with car accidents and a personal injury claim strongly recommend people to get in touch with their insurance companies. An insurance company can help its clients in more ways than one after a car accident.
Collision insurance coverage from your own insurance company will take care of the vehicle damages that have to be compensated by the insurer of the at-fault driver. Your insurance company will get the reimbursement of collision coverage from the other insurer after the claim will be settled in your favor.
However, it is important to notify your insurance company to use the coverage in a timely manner. Otherwise, you have to manage repair expenses on your own and then fight for the damage settlement from the at-fault driver, which could literally take months. Whether you have to file for a collision insurance coverage with your own insurer or have to deal with liability claim. It’s better to leave this to an expert car accident lawyer.
Just like collision settlement, you are also allowed to file towing coverage claim with your insurance company. If you win both these settlements, your insurance rates will remain the same. However, if your insurance company can’t get the reimbursement, then it will definitely affect your premium rates. For that matter, it is essential to have a car accident lawyer by your side to ensure that you win every deserving settlement.
While the personal injury claim is being prosecuted in the court, you can use medical coverage of your insurance policy to pay for the medical bills. It is important to mention here that things can differ from state to state. However, most state laws prohibit insurance companies to increase their coverage rates in any such case.
Provide Legal Counsel
In case, if at-fault driver files a claim against you even if you are not liable, your insurance company might be obliged to provide you legal counsel under the policy bought by you. A legal defense by the company and an expert car accident lawyer will definitely get you the desirable settlement out of a car accident you are not guilty of.
However, you should not solely rely on this clause to get legal help. Contact a specialized personal injury lawyer regardless of who is responsible for the accident.
To utilize any of the above facilities through your insurance company, you are required to promptly report the accident. The insurance company is well in its right to deny the claim if you don’t inform them within the prescribed time period. Following a car accident, not everyone can get immediately involved in correspondence with the insurance company. Therefore, hire an expert attorney that can communicate with all the involved parties following a car accident.
Personal Injury Claim | Attorney Javier Marcos
If you have suffered an accident, call Attorney Javier Marcos for help with your personal injury claim. Do not trust insurance companies, let Attorney Javier Marcos speak with them. As soon as the accident happens, call him. Anything you say to the insurance company can or will be used against you to give you the least compensation. You can call the office 24 hrs for a free consultation, there is no payment unless we win the case, we go to you and we all speak spanish.